Before using this site, you should read the following important information relating to it. This information governs your use of this site and, by using it you agree to be bound by our terms.

The contents of this website, including these terms, are subject to change by us without notice. The products and services are not offered to any person or entity in any jurisdiction where the advertisement, offer or sale of such products and services is restricted or prohibited by law or regulation.

This website is designed to be accessed through its principal product home pages and such other pages as we may decide. If you access the site through individual pages directly, which are not designed for this purpose, you may not see important information which is relevant to a full understanding of our products and services.

The information on this website is provided "as is" and has been compiled in good faith to provide information about Garrett Knight Associates and its products and services. It is believed to be correct, but we cannot guarantee the accuracy, timeliness, or completeness of any such information. Garrett Knight Associates shall not be liable for any loss or damage whatsoever and howsoever arising as a result of your use of or reliance on the information contained on this website. Nothing contained on this website constitutes investment, legal, tax or other advice and is not to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision. Garrett Knight Associates reserve the right to modify, suspend, or discontinue this website or any part of it, with or without notice, at any time, and shall not be liable to you or to any third party for any such modification, suspension or discontinuance of this website. Garrett Knight Associates shall not be liable for any losses or damages of any kind arising out of your use or inability to use this website, or in connection with any error, omission, or defect contained on this website. Furthermore, Garrett Knight Associates accepts no liability in respect of losses or damages arising out of changes made to the content of this website by unauthorised third parties. Access to and use of this website is at your sole risk and Garrett Knight Associates does not warrant that the use of this website or any material downloaded from it will not cause damage to any property, including but not limited to loss of data or computer virus infection.

Nothing on this website should be construed as a solicitation or offer, or recommendation, to buy or sell securities or any other investment or banking product, or to provide any investment advice or service.

The advertisement of services or products on the website, and any statements made about any particular services or products are indications only of the services offered by Garrett Knight Associates and do not constitute a warranty by Garrett Knight Associates that any such service is suitable for you. It is your responsibility to ensure that any such service is suitable for you. It is your responsibility to ensure that any service or product for which you apply is suitable for your specific needs. The value of investments may fall as well as rise, and you may not get back the amount originally invested. Where investments are exposed to currency, changes in exchange rates may also cause the value of investments to fall as well as rise.