Privacy Policy

Our Privacy Policy Statement will be reviewed from time to time to take account of new laws and technology, changes to our operations and practices and to make sure it remains appropriate to the changing environment. Any information we hold will be governed by our most current Privacy Policy Statement.

Garrett Knight Associates's business is to meet our clients' needs by offering a range of financial services. To do this effectively, we need to collect certain personal information. The type of personal information we may collect can include (but is not limited to):

Name, address, date of birth, contact details, income, assets and liabilities, account balances, trading statements, tax and financial statements and employment details;

Information relating to any transactions carried out between our clients and us on or in relation to this website, including information relating to any financial transaction our clients make through us;

Information that our clients provide to us for the purpose of registering with us; Information that our clients provide to us for the purpose of subscribing to our website services, email notifications and/or newsletters; any other information that you choose to send to us: We obtain most of the information directly from our clients through application or other forms, and from maintaining records of information provided in the course of ongoing customer service. We may also obtain information from other sources. We may ask for other information voluntarily from time to time (for example, through market research, surveys or special offers) to enable us to improve our service or consider the wider needs of our clients or potential clients.

If you choose not to provide the information we need to fulfill your request for a specific product or service, we may not be able to provide you with the requested product or service.

How do we use this information and who may we disclose it to?

While we may send you marketing material from time to time that we think will be useful to you, we are conscious of the need to respect your privacy. Therefore, unless you are informed otherwise, primarily the personal information we hold is used for establishing and managing your account, reviewing your ongoing needs, enhancing client service and products and giving you ongoing information or opportunities that we believe may be relevant to you.

Depending on the product or service concerned and particular restrictions on sensitive information, this means that personal information may be disclosed to Service providers and specialist advisers who have been contracted to provide us with administrative, financial, insurance, research or other services, credit providers, courts, tribunals and regulatory authorities as agreed or authorised by law, credit reporting or reference agencies, affiliates or clearing houses in connection with any legal proceedings or prospective legal proceedings; in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk);

To the purchaser (or prospective purchaser) of any business or asset which we are (or are contemplating) selling; and anyone authorised by an individual, as specified by that individual or the contract except as provided in this privacy policy, we will not provide your information to third parties.

We train our employees who handle personal information to respect the confidentiality of customer information and the privacy of individuals. We regard breaches of your privacy very seriously and will impose appropriate penalties, including dismissal.

Storing personal information

Safeguarding the privacy of your information is important to us, whether you interact with us personally, by phone, mail, over the internet or other electronic medium. We hold personal information in a combination of secure computer storage facilities and paper-based files and other records, and take steps to protect the personal information we hold from misuse, loss, unauthorised access, modification or disclosure.

We may need to maintain records for a significant period of time. However, when we consider information is no longer needed, we will remove any details that will identify you or we will securely destroy the records. We will take reasonable technical and organisational precautions to prevent the loss, misuse or alteration of your personal information. Of course, data transmission over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet. You are responsible for keeping your password and user details confidential. We will not ask you for your password (except when you log in to the website).

Keeping personal information accurate and up-to-date

We endeavor to ensure that the personal information we hold is accurate and up-to-date. We realise that this information changes frequently with changes of address and other personal circumstances. We can generally update your customer information over the telephone. Please let us know if the personal information which we hold about you needs to be corrected or updated.